Security First Financial
 "Your Discount Mortgage Broker"

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Security First Financial offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide the very best rate and fees in closing your loan.

If you have refinanced in the past two years then please call us for our No Points/No Cost Loan Program, this will help keep your current priciple balance at its current level.

 
30 Year Conforming Fixed
30 Year Conforming Fixed - No Points
15 Year Conforming Fixed
15 Year Conforming Fixed - No Points
30 Year Conforming Fixed High Balance
15 Year Conforming Fixed High Balance
FHA 30 Year Fixed Rate
FHA 30 Year Fixed Rate High Balance
VA 30 Year Fixed Rate
VA 30 Year Fixed Rate High Balance

Rates last updated on Saturday, January 21, 2012

30 Year Conforming Fixed
Term: 30 years   Maximum Amount: $417,000
RatesAPRPoints
3.625%3.849%1%

30 Year Conforming Fixed - No Points
Term: 30 years   Maximum Amount: $417,000
RatesAPRPoints
3.875%4.017%0%

15 Year Conforming Fixed
Term: 15 years   Maximum Amount: $417,000
RatesAPRPoints
2.875%3.27%1%

15 Year Conforming Fixed - No Points
Term: 30 years   Maximum Amount: $417,000
RatesAPRPoints
3.125%3.261%0%

30 Year Conforming Fixed High Balance

(above $417,001 - $625,500)

Term: 30 years   Maximum Amount: $625,500
RatesAPRPoints
4%4.13%0%

15 Year Conforming Fixed High Balance

(above $417,001 - $625,500)

Term: 15 years   Maximum Amount: $625,500
RatesAPRPoints
3.25%3.476%0%

FHA 30 Year Fixed Rate
Term: 30 years   Maximum Amount: $417,000
RatesAPRPoints
3.75%3.891%0%

FHA 30 Year Fixed Rate High Balance
Term: 30 years   Maximum Amount: $729,750
RatesAPRPoints
3.75%3.878%0%

VA 30 Year Fixed Rate
Term: 30 years   Maximum Amount: $417,000
RatesAPRPoints
3.75%3.891%0%

VA 30 Year Fixed Rate High Balance
Term: 30 years   Maximum Amount: $621,000
RatesAPRPoints
3.875%4.004%0%


* This is not a commitment to lend. Rates are for example purposes only. Application required; not all applicants will be approved. Minimum credit score of 721 required for the above posted rates. Full income documentation and assets required. Property Insurance required as well. Rate is subject to credit report review and is subject to change without notice.

** Please contact us for loans up to $2,000,000.

*** For Loans with less than 20% down payment or 20% equity borrower paid mortgage insurance may apply.

Loan Fees as follows:

Loan Processing - $695

Credit Report Fees - $18.50

Appraisal Fee (SFR) - $450

Lender Fees - $950

Normal Escrow and Title Fees applies